Guaranteed¹ Capital & Income Plan 2027

¹ Please read the entire document to understand the extent of the guarantee and the terms and conditions attached thereto.

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Manufacturer of the product is: MAPFRE MSV Life

MAPFRE MSV Life p.l.c. (C-15722) is authorised by the Malta Financial Services Authority (MFSA) to carry on long term business under the Insurance Business Act. MAPFRE MSV Life p.l.c. is regulated by the MFSA.

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The MMSV Guaranteed Capital & Income Plan 2027 is designed to distribute 3 payments equivalent to a fixed annualised return of 3% of the investment contribution as of the 15th December 2023, which payments will be made on policies inforce, on 16th December 2024, 15th December 2025 and 15th June 2027.

  • A unit-linked single contribution plan, the value of which is linked to the value of the underlying investment fund.
  • Your investment is linked to BOV Capital Guaranteed Fund 2027, a sub fund of BOV Investment Funds managed by BOV Asset Management Ltd.
  • If You choose to invest in the MAPFRE MSV Life Guaranteed Capital & Income Plan 2027, the initial amount invested is guaranteed to be repaid to You on maturity, subject to the provisions provided below.
  • To distribute three payments equivalent to an annualised return of 3% of the initial contribution by payments to be made on 16th December 2024, 15th December 2025 and 15th June 2027;
  • To repay the initial contribution at maturity, this being the 15th June 2027;
  • The payments of the distributions mentioned above together with the initial amount invested are guaranteed by Bank of Valletta p.l.c. provided that and only if the Policy is held to maturity;
  • MAPFRE MSV Life p.l.c. does not itself provide any guarantee but passes the value of the guarantee provided to it by Bank of Valletta p.l.c. to You, the Policy Owner.
  • To invest a minimum lump sum payment of €5,000.
  • The value of your Investment may go down as well as up during the duration of the Plan.
  • The value of your Plan may therefore fluctuate from time to time depending on the market value of the linked fund and You may not receive the initial contribution invested unless You hold the Policy to maturity.
  • Upon death, the value of the Plan may be less than the initial contribution due to:
    – Negative movements in the value of the linked fund when the death benefit becomes due
    – Changes to taxation legislation
    – Early exit charge