Guaranteed¹ Capital & Income Plan 2026
¹ Please read all the documents in this section (KFD/KID) in order to understand the extent of the guarantee and the terms and conditions attached thereto.
Manufacturer of the product is: MAPFRE MSV Life
MAPFRE MSV Life p.l.c. (C-15722) is authorised by the Malta Financial Services Authority (MFSA) to carry on long term business under the Insurance Business Act. MAPFRE MSV Life p.l.c. is regulated by the MFSA.
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The MMSV Guaranteed Capital & Income Plan 2026 is designed to distribute the equivalent of 3.2% of the initial contribution on 15th July 2024, 15th July 2025 and 15th July 2026 and to repay the initial contribution at maturity, this being the 22nd July 2026.
Plan Description
- A unit-linked single contribution plan, the value of which is linked to the value of the underlying investment fund.
- Your investment is linked to FONDMAPFRE GUARANTÍA V, F. I. managed by MAPFRE ASSET MANAGEMENT, SGIIC, S. A.
- If You choose to invest in the MAPFRE MSV Life Guaranteed ¹ Capital & Income Plan 2026, the initial amount invested is, subject to what is provided below, guaranteed to be repaid to You on maturity.
Its Aims
- To distribute the equivalent of 3.2% of the initial contribution on 15th July 2024, 15th July 2025 and 15th July 2026;
- To repay the initial contribution at maturity, this being the 22nd July 2026;
- The payments of the distributions mentioned above together with the initial amount invested are guaranteed by MAPFRE Inversión SV, SA. provided that and only if the Policy is held to maturity;
- Accordingly, MAPFRE MSV Life p.l.c. does not itself provide any guarantee but passes the value of the guarantee provided to it by MAPFRE INVERSIÓN SV, SA to You the Policy Owner.
Your Commitment
- To invest a minimum lump sum payment of €5,000.
Risk Factors
- The value of your Investment may go down as well as up during the duration of the Plan.
- The value of your Plan may therefore fluctuate from time to time depending on the market value of the linked fund and You may not receive the initial contribution invested unless You hold the Policy to maturity.
- Upon death, the value of the Plan may be less than the initial contribution due to:
– Negative movements in the value of the linked fund when the death benefit becomes due
– Changes to taxation legislation.